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Interested in buying an assumable mortgage home? Assumable has your back

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Our resources help buyers & sellers to ensure a complete and successful assumable mortgage transaction
We help ensure assumption Approval!

Get Your Assumable Offer Accepted

Find Your Assumable Home

Use Assumable to find homes with an assumable mortgage near you. Assumable is the nationwide leader in assumable mortgage listings.


Make an Offer

Work with your Assumable expert agent and make an assumable offer on your dream home.

Some sellers are unaware they even have an assumable mortgage and what that means. We have free resources for you and your agent to help make your offer successful

Get Your Offer Accepted

Assumable's team of experts works hard to ensure a timely close, keeping you up to date throughout the process. Once your assumption is approved - we celebrate!


Frequently Asked Questions

All about the  Assumable Mortgage and

How Does Assumable Work?

Assumable is a platform that helps you find and buy homes for sale with an assumable mortgage. Assumable uses rich data from leading sources in the United States to verify whether a home has an FHA or VA assumable loan, It's estimated interest rate, and other important details.

How to find Assumable Mortgage Homes For Sale?

Assumable is the leading platform for finding Assumable Mortgages near you. Easily search active assumable mortgage listings and discover the existing interest rate, potential savings, and more.

Why Should I Consider an Assumable Mortgage?

The assumable mortgage presents the greatest money-saving opportunity most Americans have ever seen. You can save thousands a month and hundreds of thousands in interest over the life of your loan with an assumable mortgage. You should consider an assumable mortgage if you are a savvy buyer who wants to achieve their financial dreams.

How Does a Seller Benefit from an Assumable Mortgage?

Sellers who take advantage of marketing their home with an assumable mortgage can potentially bring more buyers to the table and fetch a higher selling price. Assumable can help you get top dollar for your assumable home.

What is an Assumable mortgage?

Assumable loans are government-backed mortgages. Typically FHA, VA, and USDA. Since 1986 all government-backed mortgages are assumable. This means you can assume the existing mortgage on a home and maintain its existing terms and most importantly its existing interest rate.

How do I qualify for an assumable mortgage?

You must meet the requirements of the lender on the existing mortgage. Typically this includes evaluating your credit score, income, and the typical other factors. Assumable helps you through this process with the servicer to ensure a smooth assumption.

How much does an Assumable mortgage cost?

To complete your assumption you must cover the equity in the home you want to buy. Assumable clearly lists this estimated cost on each listing. We are working in earnest with lenders to make assumable mortgages more affordable - stay tuned for more details.

How does Assumable Help?

Our team of experts makes the assumable mortgage process easy and stress free. We help buyers, sellers, agents, and lenders achieve their goals.

Transparent Pricing

Assumable charges a flat fee of $1850 for our Assumable Expert Services

- a $250 non-refundable processing fee is due at the start

- the $1850 fee is due upon approval of your Assumable mortgage transaction

Typically buyer and seller split the cost of our Assumption services.

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Only Pay If It Works

You only pay our for our service if your assumption is successful

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Ensure Your Assumption

Missing minor details can ruin your assumption - don't take the risk and avoid heartache by working with the trused experts

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Agents Love Us

Agents love us because we help ensure a timely close and handle everything around the assumption

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Save Thousands

Our service fee is miniscule compared to how much you'll save each month and over the life of your Assumable mortgage

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